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The margin default rates for a firm during the
first, second, and third year are 3, 4, and 5 %, respectively.
What is the cumulative probability of defaulting over the next three years ?
Prob. = 0.1
Prob. = 0.15
Prob. = 0.2
This website offers some downloads valuable for life actuaries. As you can see by looking at the language menue above this website is in English, Spanish (castellano) and German.
An upload facility is provided, so you can upload comments on the download files, or you can upload interesting articles you like to see here.
Also you find on this Site a reserve calculator. Try it! (For the time being only in Spanish.)
So, if you indicate "Life" as your primary practice area, you are absolutely right here.